Our approach
We listen and understand your requirements
The first step is to meet (in person or virtually) to discuss and understand more about your financial circumstances, investment objectives and time-horizon. We will also talk about any existing investment portfolios, knowledge and experience you may have. If appropriate, we will then propose an investment strategy that is suitable and can help you achieve your financial objectives.
We build, manage and monitor a suitable investment portfolio
You will have direct contact with your highly experienced investment manager, who will take a proactive approach in overseeing your portfolio and ensuring it is appropriately positioned as the economic and market landscape evolves. Should your financial circumstances change, you require income or regular distributions, we will make the necessary adjustments.
We report to you in a transparent and understandable way
In an endeavour to deliver exceptional client service, we believe that clear, understandable communication is fundamental. We prioritise transparency by offering regular portfolio updates and valuations. You can also request ad-hoc valuations by email or through the online client portal, which gives you 24/7 access to your portfolio and visibility on cashflows and performance.
Central to our approach are two key principles: broad global diversification and a commitment to long-term capital growth. These foundations guide our investment process when seeking resilient and forward-looking investment opportunities.
Investment process
The Lulworth portfolio range is available through P1 Investment Services. Lulworth's portfolios cater to a variety of financial objectives, requirements and time-frames.
Central to our approach are two key principles: broad global diversification and a commitment to capital preservation and growth. These foundations guide our investment process when seeking resilient and forward-looking investment opportunities.
Global diversification
We invest portfolios on a global basis and across the spectrum of liquid (easily tradeable) asset classes. This may be through a range of individual stocks, bonds, specialist funds and exchange-traded instruments. Unlike the traditional approach to portfolio construction which can result in a fairly static asset allocation, we believe that both risk and the diversifying properties of different asset classes changes over time. As such, we adopt an actively managed and un-benchmarked approach that allows us to adapt to changes in the economic and market environment.
Capital preservation and growth
We seek portfolios that can endure by delivering stability and growth in real terms, through time and turbulence. To do so, in addition to actively managing the portfolio based on the perceived risks and opportunities in global markets, we overlay an allocation to specialist strategies that can protect or perform well when traditional asset classes or the economy may be struggling. These funds are selected by us for specific roles and exposures that we feel are best suited to the current or prospective market regime. This can help stabilise portfolios during more challenging environments, without materially sacrificing returns.
We constantly monitor market and economic conditions to ensure the strategic and tactical asset allocation is suitable, including the currency exposure and duration (interest rate sensitivity).
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Drawing upon the full resources of P1 Investment Services, we conduct our own in-house research. We also use a range of third-party specialists to identify the asset classes, countries and themes most likely to benefit from current or anticipated economic and market conditions.
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Building off this research and view of the world, we conduct investment due diligence before constructing portfolios to suit our clients' objectives, income requirements, tolerance for risk and time-horizons.
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